Understanding & Accommodating Mental Illness

Understanding & Accommodating Mental Illness

January 31st has been designated ‘Bell Lets Talk Day’ in an attempt to recognize that we as a society need work on acknowledging mental illness. Mental illness is as real as physical illness. Just like physical illness, mental illness comes in all shapes and sizes and does not discriminate against who it attacks. Statistically, in any given year 1 in 5 people in Canada will personally experience a mental health problem or illness. The Canadian Mental Health Association website shares other startling statistics with respect to how common mental illness is amongst us. Initiatives like ‘Bells Lets Talk Day’ help reduce the stigma and resulting discrimination attached to mental illness. However, the reality is understanding and acceptance of mental illness in our society is not what it should be…. yet.

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What Does a Notary or Commissioner of Oaths Do?

What Does a Notary or Commissioner of Oaths Do?

Quite simply put, Notary Publics and Commissioner of Oaths are people who have been authorized by law to serve as an official witness to the signing of various legal documents. Notarizing a means that a Notary or Commissioner has taken the proper steps to verify your identity and then has witnessed your signing of a particular document. Afterwards they seal and sign the document to certify their witnessing of the signature. 

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How to Register a Builder’s Lien

How to Register a Builder’s Lien

Placing a Builder’s Lien in Nova Scotia is an option available to contractors like roofers, plumbers, electricians, landscapers and carpenters who have done work to improve a property and are concerned that they are not going to get paid. A Builders’ Lien is not available in all circumstances, but the definition is pretty broad. You do not even have to have completed the work you contracted to do to place a Lien.

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How Can I Escape from My Student Loans?

How Can I Escape from My Student Loans?

Student Loans have become the norm as higher education has come to be a prerequisite to earning an average income. With college and university tuition rising, if you desire higher education, loans are simply part of the process. To fund their education, most students borrow from Federal and Provincial student loan programs. According to the Canadian Federation of Students, today's students are the most indebted generation in Canadian history with the average student graduating with over $28,000 of debt. That said, have you ever taken a moment to consider what happens to your loans if you can not pay them off?

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Why Should My Contracts Be in Writing?

Why Should My Contracts Be in Writing?

Verbal contracts are technically enforceable. You can go to court and obtain a judgement against someone who doesn’t respect a verbal agreement. So why bother getting it in writing? Here are a couple of basic reasons why everyone should use a written agreement instead of relying on a verbal agreement:

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Having Problems Collecting From Clients?

Having Problems Collecting From Clients?

One of the biggest challenges for small business owners is managing cash flow. Running a business is expensive, and while none of your creditors want to wait to be paid, sometimes collecting from your customers can be a real challenge. So what can a business owner do when they are having a problem collecting the money owed by their clients?

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What You Wish You Knew Before Letting the Customer Keep YOUR money.

What You Wish You Knew Before Letting the Customer Keep YOUR money.

Why do you allow customers to keep your hard earned money?  CBC News recently reported ‘Industry estimates put the cost of unpaid wages and materials for the construction trades at $300 million a year in Canada’.  I quote this statistic because a common answer is the contractor is essentially embarrassed that they aren’t getting paid.  In my experience, it isn’t typically the contractor who’s at fault – the customer has ‘invented’ reasons why they won’t pay.  So, what can you do about it?

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